Is Money Zap Loan Legit and Safe?

Is Money Zap Loan Legit and Safe?

Add your review
Add to compare
9/10 (Expert Score)
Product is rated as #2 in category Reviews on Payday Loans
Money Zap is a financial company that helps people borrow money online with bad credit in emergencies.
Editorial Note: This content is not provided or commissioned by any financial institution. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the financial institution.

Company Loan Amount Loan term Min. credit score Est. APR Funds available in
MoneyZap  $100-$5,000 1-36 months All Fico scores Depends from state Same day deposit*

At least once, we’ve all been in situations where we needed money immediately. We may need funds for emergency purchases, medical treatment, or to car repair. Regardless of the cause, sometimes we require money instantly. Quick cash loans are the most convenient option to acquire the cash you need in a hurry. With Money Zap you can borrow emergency money up to $5,000 with no credit check for people with bad credit from direct lenders in your US state.


What Is Money Zap?

Money Zap compiles all of the top loan offers from direct lenders in your area. Learn quickly about the top financial product for you with Money Zap. Using our loan calculator, you can calculate their monthly payment. Finally, you can obtain loan approval within hours. They also publish financial market news, updates, and new financial services.

Money Zap is not a lending institution. They exclusively refer customers to our broad network of trustworthy direct lenders. MoneyZap does not charge customers a broker, administrative fee, or fee for completing the loan request form. Instead, when a request is authorized, They charge a fee to their lending partners.

How Does Money Zap Advantages?

The top features of Money Zap are:

  • Borrow Money Right Now. Wherever you are in the world, all you need is access to the Internet to apply for a Money Zap loan immediately. No need to leave the house or make a phone call to get your hands on some quick cash.
  • Emergency Money Loans. The important thing is to choose a emergency loan for bad credit that works for you. Pick out the loan sum based on your income, the term length will be provided by lender.
  • Borrow Money Instantly till Payday. You can fill out their online form as the same as apply for cash advance app, you need to provide them with the required information. Money Zap does not require further paperwork, a guarantor, or collateral.
back to menu ↑

What Products Do Money Zap Offer?

Money Zap’s top financial products are:

  • Bad credit loans
  • Title loans
  • Installment loans
  • Payday loans
  • No credit check loans
  • Short term loans
  • Fast cash loans

Money Zap has a wide range of loan options. But most people agree that it is the top place to get a personal loan quickly. Money Zap will, true to its name, help you find a loan that meets your needs in a zap.

back to menu ↑

How Do Money Zap Products Work?

1. What Are Loan Requirements?

Payday loans are easy to get and only require a few steps. You only need the following:

  • to be at least 18 years old,
  • a US citizen or permanent resident,
  • have a steady source of income,
  • a valid government-issued ID,
  • an active checking account, and
  • a working phone number and email address.

2. What Are Rates and Fees?

Interest rates and fees vary between states and between lenders. Most of the time, you pay $10 to $30 for every $100 you borrow. So, for instance, a payday loan that costs $25 for every $100 borrowed would have an APR of 300%.

3. What Are Repayment Terms?

When the payment is due, the amount you owe is taken out of your checking account automatically. Your lender can change the loan length, but how much is up to the lender. Some lenders may let you keep the loan or give you more time if you can’t pay it back when it’s due. You will have to pay a fee if you need more time to repay your payday loan.

back to menu ↑

How To Apply for a Money Zap Loan?

1. Fill out the online application form

Filling out the online application form is easy and safe. You can fill it out quickly by putting in your personal information and other details.

2. Get Instant loan approval

A direct lender will give you the top deal. Then you’ll have to look it over to see if it meets your needs and fits your budget.

3. Sign the contract for the loan

Make sure that the loan agreement has the same information as your offer. If you see a mistake, you should tell your lender so they can fix it. Sign the contract if everything looks good.

4. Get your money

The next business day is when most people get their money. How quickly the money gets sent may also depend on how fast your bank can process the transaction. But most of the time, getting the money can take up to one business day.

back to menu ↑

Our Money Zap Review

You can trust Money Zap as a direct lender. Applying for a loan online is a quick and easy process. And you have the same chance of getting guaranteed approval even if you have bad credit. So, it makes it easy for people who have never had a loan approved.

The website for Money Zap is also simple and easy to use. It’s easy to find links to articles about their rates and fees, payment terms, and what you need to do to apply.

back to menu ↑

Frequently Asked Questions

Is It Safe to Use Money Zap?

Yes, using Money Zap is safe. Money Zap is a direct loan aggregator. It is an online marketplace for loans that helps people with bad credit find lenders who can help them.

Is It Easy to Borrow Money If You Have Bad Credit?

MoneyZap lets people with bad credit get online loans. Short term lenders care more about whether or not you can pay back the loan than how good your credit is. So you have nothing to worry about if you have bad credit.

Will Getting a Loan with Bad Credit Hurt My Score?

Money Zap keeps your FICO score the same if you get a loan with bad credit. They keep your FICO score because our partner lenders need to give credit bureaus more information.

How Can I Reach Out to Money Zap?

Should you need to reach Money Zap customer service,

  • Call (601) 207-9833,
  • Email [email protected], or
  • Send a letter or visit their office at 2891 Terry Rd, Jackson, MS 39212

They are open Mondays to Fridays, 8 am to 9 pm, and Saturdays, 9 am to 6 pm EST.

back to menu ↑

Reviews of Money Zap from TrustPilot

TrustPilot gives Money Zap a score of 3.7. Its top 5-star review praises how quickly loans are approved and how easy it is to use. It talks about how the loan was approved the same day without a credit check or complicated rules.

Check out Money Zap’s TrustPilot page for more updated information.

Photos: Is Money Zap Loan Legit and Safe?

User Reviews

0.0 out of 5
Write a review

There are no reviews yet.

Be the first to review “Is Money Zap Loan Legit and Safe?”

Your email address will not be published. Required fields are marked *

Is Money Zap Loan Legit and Safe?
Is Money Zap Loan Legit and Safe?

Compare items
  • Total (0)