- Easy access
- Grace period – Three days
- Approval and funding on the same day
- Transparent fees
- Direct bank account funding
- Limited loan amounts
- Monthly income requirement
- Online transparency
- Non-sufficient funds (NSF) fee
|Company (Lender)||Loan Amount||Loan term||Min. credit score||Est. APR||Funds available in|
|$200 to $1,000||4 to 180 days||N/A||Varies accord to loan features||24 hours|
This review highlights all the details you require to understand the lending service this company offers.
Let’s start by highlighting the general features of this company with the pros and cons.
Is Cash America Today Genuine?
Yes, Cash America Today loans are genuine. The loans are small unsecured personal loans offered to individuals online. The company prides itself in providing easy access to small unsecured loans.back to menu ↑
Cash America Today Rates and Fees
Cash America Today offers small loans that range from $200 to $1,000. First-time borrowers can get loans of up to $500 and are required to pay back in monthly installments. The eligible loan amounts increase by $100 on every successful loan repayment.
Unsecured loans differ from regular payday loans in that they are easily accessible and are not to be repaid as a lump sum.
When you borrow from Cash America Today, you are required to repay in up to 12 biweekly installments or a maximum of 180 days.
A noteworthy feature as regards the rates and fees of this company is the three-day grace period. Borrowers can rescind their loans within this period. The loan can be rescinded via email.
Cash America Today calculates the fees attached to loans according to factors such as the agreed payment schedule and the length. For example, the fees could be adjusted if the repayments are made early.
You can get a loan at any time that you apply, including the weekends.back to menu ↑
Cash America Today Loans’ Application
Intending borrowers can fill and submit the application form online. The requirements for filling the form include a bank account, valid contact details, and a social security number. In addition, borrowers must be at least 18 years old and have a regular income.
Applications are reviewed and could be accepted immediately. If an application meets the requirements, it can be accepted immediately and the bank account directly credited.
The approval of the loans is not dependent on the credit score. Persons with a bad credit score can easily get a Cash America Today loan if they meet the other eligibility criteria.back to menu ↑
Notable features of cash America Today
The loans do not require credit checks. This low barrier of access to the loan is one of its best features.
As soon as the loan is approved, the borrower’s bank account is credited with the money.
We should also mention that America Today does not have a rollover fee.back to menu ↑
Is Cash America Today to be trusted?
We have established that the company is an online lender with a special focus on small loans. We have also established that the company gives loans irrespective of the credit rating of the borrower.
Cash America Today has features that make it a great choice of online lenders for small loans. However, to understand the burden of the loan completely, ask for the fees and all the rates that follow a loan before getting it.
A loan from the company is not a bad idea because of the improved accessibility. However, as always, we advise that you confirm that other features of a loan are favorable too before getting it.
Terms: Cash America Today Review – Various Loans From the Lender