Cash America Today Review – Various Loans From the Lender

Cash America Today Review – Various Loans From the Lender

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Loan Ammount
$200 to $1000
Loan term
from 4 to 180 days
Min. credit score
N/A
Est. APR
Varies accord to loan features
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4.8/10 (Expert Score)
Product is rated as #23 in category Reviews on Payday Loans
Emergencies that require money arise unexpectedly, and the ease of access to emergency funds, even from lenders, is unparalleled in such periods. This is the focus of online lenders such as Cash America Today. You can get loans from Cash America Today for all kinds of expenses including medical bills, tuition fees, and utility bills.
Customer Experience
4
Affordability
6.5
Availability
4
PROS:
  • Easy access
  • Grace period – Three days
  • Approval and funding on the same day
  • Transparent fees
  • Direct bank account funding
CONS:
  • Limited loan amounts
  • Monthly income requirement
  • Online transparency
  • Non-sufficient funds (NSF) fee

Editorial Note: This content is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, or recommendations expressed in this article are those of the author alone and may not have been reviewed, approved, or otherwise endorsed by the financial institution.

Company (Lender) Loan Amount Loan term Min. credit score Est. APR Funds available in
CashAmericaToday $200 to $1,000 4 to 180 days N/A Varies accord to loan features 24 hours


This review highlights all the details you require to understand the lending service this company offers.

Let’s start by highlighting the general features of this company with the pros and cons.

Is Cash America Today Genuine?

Yes, Cash America Today loans are genuine. The loans are small unsecured personal loans offered to individuals online. The company prides itself in providing easy access to small unsecured loans.

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Cash America Today Rates and Fees

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Cash America Today offers small loans that range from $200 to $1,000. First-time borrowers can get loans of up to $500 and are required to pay back in monthly installments. The eligible loan amounts increase by $100 on every successful loan repayment.

Unsecured loans differ from regular payday loans in that they are easily accessible and are not to be repaid as a lump sum.

When you borrow from Cash America Today, you are required to repay in up to 12 biweekly installments or a maximum of 180 days.

A noteworthy feature as regards the rates and fees of this company is the three-day grace period. Borrowers can rescind their loans within this period. The loan can be rescinded via email.

Cash America Today calculates the fees attached to loans according to factors such as the agreed payment schedule and the length. For example, the fees could be adjusted if the repayments are made early.

You can get a loan at any time that you apply, including the weekends.

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Cash America Today Loans’ Application

Intending borrowers can fill and submit the application form online. The requirements for filling the form include a bank account, valid contact details, and a social security number. In addition, borrowers must be at least 18 years old and have a regular income.

Applications are reviewed and could be accepted immediately. If an application meets the requirements, it can be accepted immediately and the bank account directly credited.

The approval of the loans is not dependent on the credit score. Persons with a bad credit score can easily get a Cash America Today loan if they meet the other eligibility criteria.

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 Notable features of cash America Today

The loans do not require credit checks. This low barrier of access to the loan is one of its best features.

As soon as the loan is approved, the borrower’s bank account is credited with the money.

We should also mention that America Today does not have a rollover fee.

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Is Cash America Today to be trusted?

We have established that the company is an online lender with a special focus on small loans. We have also established that the company gives loans irrespective of the credit rating of the borrower.

Cash America Today has features that make it a great choice of online lenders for small loans. However, to understand the burden of the loan completely, ask for the fees and all the rates that follow a loan before getting it.

A loan from the company is not a bad idea because of the improved accessibility. However, as always, we advise that you confirm that other features of a loan are favorable too before getting it.

Terms: Cash America Today Review – Various Loans From the Lender

Est. APR Varies accord to loan features
Funds available in Within 24 hours of application
Loan amount $200 to $1000
Loan term from 4 to 180 days
Min. credit score N/A

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Cash America Today Review – Various Loans From the Lender
Cash America Today Review – Various Loans From the Lender

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